credit cards and a security lock
WHAT DOES FIRST AMERICAN NATIONAL BANK DO WITH YOUR PERSONAL INFORMATION?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
The types of personal information we collect and share depend on the product or service you have with us. This information can include: - Social Security number and account balances - Payment history and credit history - Credit scores and credit card or other debt
All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons First American National Bank chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information
Does First American National Bank share?
Can you limit this sharing?
For our everyday business purposes—such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
For our marketing purposes—to offer our products and services to you
For joint marketing with other financial companies
For our affiliates’ everyday business purposes—information about your transactions and experiences
For our affiliates’ everyday business purposes—information about your creditworthiness
For our affiliates to market to you
For our nonaffiliates to market to you
We don't share
To limit our sharing
Call toll-free 1-800-800-3262 - Mail the form below Please note: If you are a new customer, we can begin sharing your information 30 days from the date we provided or sent this notice. When you are no longer our customer, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.
Call toll-free 1-800-800-3262 or go to www.fanb.net
Who we are
Who is providing this notice?
First American National Bank First American Bancshares, Inc. First American Insurance Services, Inc
What we do
How does First American National Bank protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We also maintain other physical, electronic, and procedural safeguards to protect this information and use vendor/partner companies to assist with network security and network monitoring.
How does First American National Bank collect my personal information?
We collect your personal information, for example, when you - Open an account or pay your bills - Apply for a loan or use your credit or debit card - Make a wire transfer We also collect your personal information from others, such as credit bureaus, affiliates, or other companies
Why can’t I limit all sharing?
Federal law gives you the right to limit only - sharing for affiliates’ everyday business purposes—information about your creditworthiness - affiliates from using your information to market to you - sharing for nonaffiliates to market to you State laws and individual companies may give you additional rights to limit sharing.
What happens when I limit sharing for an account I hold jointly with someone else?
Your choices will apply to everyone on your account
Companies related by common ownership or control. They can be financial and nonfinancial companies. - Our affiliates include companies with a First American National Bank; financial companies, such as First American Bancshares, Inc.; nonfinancial companies, such as First American Insurance Services, Inc.
Companies not related by common ownership or control. They can be financial and nonfinancial companies. - First American National Bank does not share with nonaffiliates so they can market to you.
A formal agreement between nonaffiliated financial companies that together market financial products or services to you. - Our joint marketing partner(s) include insurance companies and credit card companies.