credit cards and a security lock
FACTS | WHAT DOES FIRST AMERICAN BANCSHARES, INC. & FIRST AMERICAN NATIONAL BANK (FANB) DO WITH YOUR PERSONAL INFORMATION? |
Why? | Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. |
What? | The types of personal information we collect and share depend on the product or service you have with us. This information can include: ■ Social Security number and account balances ■ payment history and credit history ■ credit scores and credit card or other debt. When you are no longer our customer, we continue to share your information as described in this notice. |
How? | All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons First American National Bank chooses to share; and whether you can limit this sharing. |
Reasons we can share your personal information | Does First American National Bank share? | Can you limit this sharing? |
For our everyday business purposes— such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus | Yes | No |
For our marketing purposes— to offer our products and services to you | Yes | No |
For joint marketing with other financial companies | Yes | No |
For our affiliates’ everyday business purposes— information about your transactions and experiences | No | We don't share |
For our affiliates’ everyday business purposes— information about your creditworthiness | No | We don't share |
For our affiliates to market to you | No | We don't share |
For our nonaffiliates to market to you | No | We don't share |
Questions? | Call 800-800-3262 or go to www.fanb.bank |
Who we are | |
Who is providing this notice? | First American National Bank & First American Bancshares, Inc. |
What we do | |
How does First American National Bank protect my personal information? | To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We also maintain other physical, electronic, and procedural safeguards to protect this information and use vendor/partner companies to assist with the network security and network monitoring. |
How does First American National Bank collect my personal information? | We collect your personal information, for example, when you ■ open an account or pay your bills ■ apply for a loan or use your credit or debit card ■ make a wire transfer - We also collect your personal information from others, such as credit bureaus, affiliates, or other companies. |
Why can’t I limit all sharing? | Federal law gives you the right to limit only ◼ sharing for affiliates’ everyday business purposes—information about your creditworthiness ◼ affiliates from using your information to market to you ◼ sharing for nonaffiliates to market to you - State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law. |
Definitions | |
Affiliates | Companies related by common ownership or control. They can be financial and nonfinancial companies.  First American Bancshares, Inc (a nonfinancial company) is the parent holding company of First American National Bank. |
Nonaffiliates | Companies not related by common ownership or control. They can be financial and nonfinancial companies. First American National Bank does not share with nonaffiliates so they can market to you. |
Joint marketing | A formal agreement between nonaffiliated financial companies that together market financial products or services to you. ◼ Our joint marketing partner (s) include insurance companies and credit card companies. |